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Good polish bank for online banking? PEKAO SA let me down.

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ArtLover Edited by: Moderator    Aug 3, 2009, 11:37pm /  #
I'm f... pissed off Pekao SA. it is f... crap, making me mad! online banking is holly sh..!

I need that to use with PayPal for my business. is there luckily any good bank in this country for good online banking? it would be just perfect it has english online banking as well!

I appreciate your advices. I'm really pisses off!!


sorry if I'm being rude, but I'm really pissed off!


sobieski   Aug 3, 2009, 11:38pm /  #
Never had any problems with Kredyt Bank.

ArtLover   Aug 3, 2009, 11:43pm /  #
hi sobieski, thanks for post. are you using online banking with Kredyt Bank? how is it? is it asking holly f... shi.. God Damn 121234234 questions only to get in your online account?

tj123   Aug 3, 2009, 11:46pm /  #
ArtLover:
God Damn 121234234 questions only to get in your online account?

They are all like that in my experience. It's sort of like having armies of uniformed security guards in every single shop...Poles are constantly scared. It goes beyond reasonable caution.

Wroclaw Photos: 2    Aug 3, 2009, 11:48pm /  #
sobieski:
Never had any problems with Kredyt Bank.

Same here.

ArtLover   Aug 3, 2009, 11:54pm /  #
they f... ask me create a 4 digit code for login. than they ask me to create another 6 digit code for pass, than they ask 16 digit password at login!! what the f... this 16 digit now?!?!! you didnt want me to create such thing and now you asking that!!

i have never seen such silly bannking in my life! I dealed with USA, Turkish, British banks with no problem, with a very easy going... but these ******* polish banks are just holly making mad!!!!!!!! im really tired! I cant run my business only cos of such stupid problems!!

isnt there any bank which is not f... mental in this country?!?! and poland is a EU Country! haha what EU standards!! first banks are holly ****!! please guys advise me somthing normal if there is any.

thanks a lot!

tj123 Edited by: tj123    Aug 3, 2009, 11:58pm /  #
ArtLover:
i have never seen such silly bannking in my life! I dealed with USA, Turkish, British banks with no problem, with a very easy going... but these ******* polish banks are just holly making mad!!!!!!!! im really tired! I cant run my business only cos of such stupid problems!!

It must be a conspiracy or a failure on your part. Havent you heard how wonderful and modern Poland is? For god's sake Chopin is from here. ;)

ArtLover   Aug 4, 2009, 12:01am /  #
Hi tj123, dont get me wrong please. I dont say any bad about Poland. I chose to live here, so it means I like poland... but this bank problems are making making me mad man! I tried to be understandable 1-2-3-4 times, but im done man!

tj123   Aug 4, 2009, 12:04am /  #
ArtLover:
Hi tj123, dont get me wrong please. I dont say any bad about Poland. I chose to live here, so it means I like poland... but this bank problems are making making me mad man! I tried to be understandable 1-2-3-4 times, but im done man!

My point was it is a symptom of greater cultural issues. These things will not change until Poles want them to. They seem ok with bureaucracy and ridiculous standards...ok enough not to do anything about them at least.

ArtLover   Aug 4, 2009, 12:19am /  #
anybody knows about http://www.inteligo.pl/infosite/ ? I'm advised for that. especially for PayPal work

Pierogi   Aug 4, 2009, 12:33am /  #
ArtLover:
is it asking holly f... shi.. God Damn 121234234 questions only to get in your online account?

would you prefer to have a bank which has "password" as its login password instead? ;)

ArtLover   Aug 4, 2009, 12:37am /  #
i would prefer to have a bank who is not mentally sick scares about being raped by some silly people! putting 234242 password is not the clever way to be secured.

tj123 Edited by: tj123    Aug 4, 2009, 12:40am /  #
ArtLover:
i would prefer to have a bank who is not mentally sick scares about being raped by some silly people!

Poles love to create fear where there is no danger and clutter when there should be clarity. There is probably an entire department who's job it is to write code for the "password number 2" section. This department likely consists of 9 "managers" and one secretary who answers the work phone when she feels like bothering and sends SMS and files her nails the rest of the time.

ArtLover   Aug 4, 2009, 12:50am /  #
i heard that so many times for different situations that polish people are just lack of trust matter! i was going to buy sth from allegro, and the seller told me few stories that almost no polish person feel okay send money online before see the item (s)he buys... so they generally prefer at door payment after they see the product in real!

i understand for some people who is not well educated and worry about internet transfering etc... but how come such mentality can be seen at almost all polish people as a member of developed EU member country? i dont know!

dont get me wrong guys, i dont mean any bad about polish guys. Im married with a beautiful polish girl and all my friends are polish and i love them. but sth making me feel shocked!

gumishu Photos: 1    Aug 4, 2009, 09:45am /  #
well I've got an Intelligo account (which is an internet brand of PKO BP) and can't complain - the only thing it is solely internet account and it lacks some features I guess - one can pay into your account for free in PKO BP

inkrakow   Aug 4, 2009, 10:13am /  #
I bank with BZ WBK only because I find their internet service straightforward and accurate and you can choose to have it in English. I've tried Pekao (similar experience to you) and Millennium (not as bad as Pekao but still awful). The BZ WBK lending process and staff are a nightmare though...

ArtLover   Aug 4, 2009, 10:20am /  #
aha so you say BZ WBKhas english at online banking? it sounds cool to me!! is it long process to get credit card?!

Wroclaw Boy   Photos: 4    Aug 4, 2009, 10:23am /  #
ArtLover:
is it long process to get credit card?!

debit cards have to be posted or collected from the bank, takes a week or so i think. credit cards take a bit longer.

"We are on a spaceship; a beautiful one. It took billions of years to develop. We're not going to get another. Now, how do we make this spaceship work?"

gumishu Photos: 1    Aug 4, 2009, 10:28am /  #
ArtLover:
aha so you say BZ WBKhas english at online banking? it sounds cool to me!! is it long process to get credit card?!

btw what do you need a credit card for - I don't think it is the cheapest way to get credit in Poland (or elsewhere)

ArtLover   Aug 4, 2009, 10:33am /  #
gumishu:
btw what do you need a credit card for - I don't think it is the cheapest way to get credit in Poland (or elsewhere)

I need credit card for PayPal account. I run freelance business and have client from different counties, generally from USA. so i accept payment via PayPal.

Wroclaw Boy   Photos: 4    Aug 4, 2009, 10:35am /  #
ArtLover:
I need credit card for PayPal account.

But a debit card will suffice right?

"We are on a spaceship; a beautiful one. It took billions of years to develop. We're not going to get another. Now, how do we make this spaceship work?"

gumishu Photos: 1  Edited by: gumishu    Aug 4, 2009, 10:39am /  #
yes - i use PayPal with just a debit card (have my PayPal account associated to my internet Inteligo account for which no credit card is available)

ArtLover   Aug 4, 2009, 10:47am /  #
gumishu:
yes - i use PayPal with just a debit card (have my PayPal account associated to my internet Inteligo account for which no credit card is available)

yes i heard much about intelligo with paypal. i think it is the way i will go. i think it is all online, there is no office. and i need to apply online, ps, i dont speak polish. i guess they will call me to confirm for details, etc... would it be problem? do they have eng version at online banking?

welshguyinpola   Aug 4, 2009, 10:58am /  #
Use mbank www.mbank.pl. they are a branch of an I rish bank and they have an excellent service such as 1zl transfers (for biz accts) free transfers for personal accts and no fee for biz accts.

I use it for my biz and have never had problems with them

gumishu Photos: 1  Edited by: gumishu    Aug 4, 2009, 11:02am /  #
the trouble is they don't have the English version of the site so you might consider some other internet account (I mean Inteligo)

ArtLover   Aug 4, 2009, 11:12am /  #
gumishu:
Use mbank

does it have english version of online banking panel

gumishu Photos: 1    Aug 4, 2009, 12:29pm /  #
from what I gather they do (just been there) - but wouldn't judge the quality (intelligibility) of the English version

welshguyinpola Edited by: welshguyinpola    Aug 4, 2009, 12:46pm /  #
http://www.mbank.pl/en/

I think they also have telephone support in English as well but dont quote me on that one. I have personally never had any trouble with these guys and they were one of the first banks to introduce the chip n' pin system to Poland.

The only problem is (as with most banks in Poland) is that the debit card is still using the Electron system so if u want to use it in the UK to pay for things it wont be accepted in many places. This electron system is archaic, I remember when I was 16 in the UK having my firs debit card and that was electron. We csan only hope for change though :-)

Harry   Aug 4, 2009, 01:44pm /  #
I can more or less recommend citibank. The website is in English, the automated telephone banking is in English and there are always operators on the telephone banking who speak English.

Wroclaw Boy   Photos: 4    Aug 4, 2009, 01:58pm /  #
welshguyinpola:
The only problem is (as with most banks in Poland) is that the debit card is still using the Electron system so if u want to use it in the UK to pay for things it wont be accepted in many places.

Visa electron to my knowledge is a choice made by the account holder when opening an account, you should be offered Visa or Mastercard.

"We are on a spaceship; a beautiful one. It took billions of years to develop. We're not going to get another. Now, how do we make this spaceship work?"


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