Taking loans in Poland underneath someone else

asik:

If she owns any property in Poland, she can re-mortgage it for a loan.
Also, she can ask for a loan with you as her guarantor in case she won't be able to repay it- depends if the bank agrees to such conditions.
You'll be the subject to repayment if she doesn't keep the loan's repayment to date.

Quote

BrnucciThreads: 1 Joined: Dec 16, 09	Dec 16, 09, 01:54 / #
Hello! I'm an American who is engaged to a Polish girl. We both live in the US. Is it possible for me take a loan in Poland underneath her name? She doesn't have any income in Poland and the US right now.

asikThreads: 2 Posts: 547 Joined: Feb 17, 09	Dec 16, 09, 06:34 / #
Brnucci If she owns any property in Poland, she can re-mortgage it for a loan. Also, she can ask for a loan with you as her guarantor in case she won't be able to repay it- depends if the bank agrees to such conditions. You'll be the subject to repayment if she doesn't keep the loan's repayment to date.

bolekThreads: 10 Posts: 369 Joined: Sep 13, 08	Dec 16, 09, 06:52 / #
asik: If she owns any property in Poland, she can re-mortgage it for a loan. Also, she can ask for a loan with you as her guarantor in case she won't be able to repay it- depends if the bank agrees to such conditions. You'll be the subject to repayment if she doesn't keep the loan's repayment to date. Quote what nonsence, the banks want to see evidence of income,,

Wroclaw BoyThreads: 57 Posts: 5,470 Joined: Jul 3, 09 MEMBER	Edited by: Wroclaw Boy Dec 16, 09, 13:10 / #
Brnucci: Is it possible for me take a loan in Poland underneath her name? She doesn't have any income in Poland and the US right now. That will not be easy. There are however many banks that take foreign income into account, still not easy. 9 out of 10 banks will ask about her income, when the answer is nill you will be told that they cant help and that will be it. Even if she owns property and you apply for a secure loan they still want proof of regular income.

magdalenaGThreads: 7 Posts: 89 Joined: Apr 10, 09	Dec 24, 09, 15:02 / #
FFS , you can't even get a loan these days even if you have an income !

delphiandomineThreads: 42 Posts: 9,954 Joined: Nov 25, 08 [Suspended]	Dec 24, 09, 15:31 / #
Brnucci: Hello! I'm an American who is engaged to a Polish girl. We both live in the US. Is it possible for me take a loan in Poland underneath her name? She doesn't have any income in Poland and the US right now. Why not take a loan under your own name?

ChrisPolandThreads: 3 Posts: 143 Joined: Oct 15, 09	Dec 25, 09, 19:30 / #
You could try to do it through HSBC bank in the US in connection with HSBC in Poland. If you have an account (it is called Premiere I think) you have more freedom in moving your money abroad. Good luck! kielbasastories.blogspot.com