Olaf: Why not use a normal bank transfer? Isn't this cheaper than Western Union? Bank transfer charge from a Polish bank costs between 0.25% and 1% of the amount, or in other banks it's fixed fee of 65PLN or in other between 20PLN and 200PLN depending on the amount.
If it was that simple there wouldn't be any problem. But international transfers are made through SWIFT and in that case transfer is not made directly but through a number of corespondent banks. Everyone of them can charge you its own fee. So you can not predict how much will you pay for a transfer and there is no upper limit.
There is a number of remittance services offered by various indian banks (HDFC, Axis, ICICI, etc) most of them base on timesofmoney.com services, but to use them for transfer from Poland, you also need to use an SWIFT transfer (you can not use cheaper, faster and more reliable SEPA transfer). I wish the Citibank Global Transfers were working in Poland. It is ridiculous that you can use it to transfer money from India to Poland but not the opposite way.
I thought that finally I would find an answer here, but as always it is a dead end.
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