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How much does the average pole have in cash savings?


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moneymadThreads: 3
Posts: 34
Joined: Jul 12, 10 ♂ 		 Jul 16, 10, 03:35    #1
Just interested.

For example, according to a survey conducted by ING, which was reported through Reuters, the average Brit has £2205 when you mix the super rich with people with nothing.

Average is meaningless really but average nonetheless.

So for Poles?
EurolaThreads: 6
Posts: 2,647
Joined: Dec 2, 06 ♀ 		 Jul 16, 10, 03:46    #2
I don't know about Poles in Poland, but I think people in America would come negative on that average number. Unless, they are Polish Americans...then we have planty saved for a rainy day.
FUZZYWICKETSThreads: 12
Posts: 1,997
Joined: Nov 3, 09 ♂ 		 Jul 16, 10, 06:16    #3
Eurola wrote:

Unless, they are Polish Americans...then we have planty saved for a rainy day.

why yes, but of course. in a country of 300,000,000+, full of immigrants from every country imaginable and all walks of life, only the Polish Americans have any savings. The rest most certainly have thousands of dollars in credit card debt.

you people amaze me.
Chicago PollockThreads: 10
Posts: 638
Joined: Apr 10, 10 ♂ 		 Jul 16, 10, 06:22    #4
Unless, they are Polish Americans...then we have planty saved for a rainy day.

Polish American = High Credit Score
plk123Threads: 30
Posts: 6,412
Joined: Aug 29, 07  Pictures: 2 ♂ 		 Jul 16, 10, 07:11    #5
$2...
FUZZYWICKETSThreads: 12
Posts: 1,997
Joined: Nov 3, 09 ♂ 		 Jul 16, 10, 07:34    #6
Chicago Pollack wrote:

Polish American = High Credit Score

nothin' for nothin', but savings has little to do with your credit score.
SeanusThreads: 22
Posts: 30,158
Joined: Dec 25, 07 ♂ 		 Jul 16, 10, 07:56    #7
It's almost impossible to predict with any degree of accuracy. We know the average income but it's harder to predict the marginal propensity to spend and save.
beckskiThreads: 19
Posts: 2,148
Joined: May 15, 07  Pictures: 3  Gold Member MEMBER ♀ 		 Jul 16, 10, 07:59    #8
plk123:
$2...


Lol! All in valuable, rare coins. Right?

A sincere thanks PF, for putting up with me FIVE terrific years, muah!
plk123Threads: 30
Posts: 6,412
Joined: Aug 29, 07  Pictures: 2 ♂ 		 Jul 16, 10, 08:20    #9
beckski:
Lol! All in valuable, rare coins. Right?

i wish.. lol

$2 :)
SeanusThreads: 22
Posts: 30,158
Joined: Dec 25, 07 ♂ 		 Jul 16, 10, 08:23    #10
How about the emergency cabbage account? That's what the rainy day (black hour) notion is for here in Poland :) :)
peterwegThreads: 35
Posts: 1,989
Joined: Feb 16, 07 ♂ 		Edited by: peterweg  Jul 16, 10, 08:37    #11
FUZZYWICKETS:
nothin' for nothin', but savings has little to do with your credit score.


Didn't you know, credit is wealth? The majority of people put their credit card balancing as an asset. People state their wealth without the debt they have on their assets. When you hear about billionaires the vast majority are listing their debts not assets.

BTW the average savings in Poland was 17k zloty, according to a news article I read a few weeks ago.
FUZZYWICKETSThreads: 12
Posts: 1,997
Joined: Nov 3, 09 ♂ 		 Jul 16, 10, 10:41    #12
peterweg wrote:

Didn't you know, credit is wealth? The majority of people put their credit card balancing as an asset. People state their wealth without the debt they have on their assets. When you hear about billionaires the vast majority are listing their debts not assets.

peterweg, back to earth. mr. weg.....earth is calling....

dude, can we get back to reality here? billionaires??? credit card balancing??? oh come on man. the point is that your bank account does not give you a good credit score, in a normal man's world. i'm not talking about billionaires or credit schemers here, we're talking about 99% of the time kinda thing.....and in that case, no, if you have 2K in the bank or 50K in the bank, it doesn't mean a good credit score, which is the point of my post.

good credit comes from borrowing a lot of money, and paying it off on time, not being a penny pincher and stashing away a few grand every year for a rainy day. that would make you a good saver, not a good borrower.

peterweg wrote:

BTW the average savings in Poland was 17k zloty

Google is seriously killing the validity of anything written on this forum.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		 Jul 16, 10, 11:57    #13
Well if you earn a typical wage of 2000 zloty a month and you rent or have a mortgage,,After food,bills, beer and clothes (forget about children). I d say you would have roughly about no savings what so ever.
Unless you still have money you saved while working in the west.
Wroclaw BoyThreads: 57
Posts: 5,470
Joined: Jul 3, 09  Pictures: 2  Gold Member MEMBER ♂ 		 Jul 16, 10, 13:15    #14
I would say the average Pole is in debt, credit cards, mortgage, loans etc..

thats what they want, and thats what they get.
mvefaThreads: 11
Posts: 972
Joined: Jul 21, 09 ♂ 		Edited by: mvefa  Jul 16, 10, 14:36    #15
Wroclaw Boy:
I would say the average Pole is in debt, credit cards, mortgage, loans etc..

thats what they want, and thats what they get.

Fat boy has spoken :p
convexThreads: 46
Posts: 7,185
Joined: Nov 25, 09  Pictures: 2 ♂ 		 Jul 16, 10, 14:45    #16
mvefa:
Fat boy has spoken :p

Sounds like fat boy is right.... Especially considering that the credit desks are always full at Media Markt and Castorama...
mvefaThreads: 11
Posts: 972
Joined: Jul 21, 09 ♂ 		 Jul 16, 10, 14:47    #17
convex:
Especially considering that the credit desks are always full at Media Markt and Castorama...

Very dangerous, they are gonna end up like the americans, sinking in personal debts.
zetigrekThreads: 59
Posts: 2,709
Joined: May 20, 10 ♂ 		 Jul 16, 10, 14:51    #18
moneymad:
How much does the average pole have in cash savings?


nothing.
moneymadThreads: 3
Posts: 34
Joined: Jul 12, 10 ♂ 		 Jul 16, 10, 14:52    #19
mvefa:
Very dangerous, they are gonna end up like the americans, sinking in personal debts.


And UK.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		 Jul 16, 10, 17:54    #20
moneymad:
And UK.

And Irish
convexThreads: 46
Posts: 7,185
Joined: Nov 25, 09  Pictures: 2 ♂ 		 Jul 16, 10, 19:25    #21
milky:
moneymad:
And UK.

And Irish


Everybody, hop onto the sh*t train!
delphiandomineThreads: 42
Posts: 9,954
Joined: Nov 25, 08 ♂ [Suspended] 		 Jul 17, 10, 00:10    #22
milky:
Well if you earn a typical wage of 2000 zloty a month and you rent or have a mortgage,,After food,bills, beer and clothes (forget about children). I d say you would have roughly about no savings what so ever.


Personal experience, huh?

A typical wage in Poland is actually closer to 3000 zloty a month.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		 Jul 17, 10, 10:28    #23
delphiandomine:
A typical wage in Poland is actually closer to 3000 zloty a month.
Im talking net wage people cannot save their tax...
A teacher earns about half that, and the minumum wage is 8 zloty an hour. so if you earn 3000 zloty you are on a middle class wage, no???
HarryThreads: 62
Posts: 8,508
Joined: May 2, 07 ♂ [Suspended] 		 Jul 17, 10, 11:18    #24
milky:
Im talking net wage people cannot save their tax...
A teacher earns about half that

No Mark, a teacher does not earn half that. My girlfriend is a teacher at a state school: she takes home over 2,000zl a month for teaching 18 hours a week. Add in another 90 minutes a day at a private school and a couple of private lessons a week and it's well over 4,000zl a month after tax and ZUS. Of course, that is a sum which can only dreamt of by people who try to make their living selling flashcards, scamming google and exploiting Poles.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		Edited by: milky  Jul 17, 10, 12:01    #25
Good for her, im happy she is making such good money now.
zetigrekThreads: 59
Posts: 2,709
Joined: May 20, 10 ♂ 		Edited by: zetigrek  Jul 17, 10, 20:05    #26
Harry:
No Mark, a teacher does not earn half that. My girlfriend is a teacher at a state school: she takes home over 2,000zl a month for teaching 18 hours a week. Add in another 90 minutes a day at a private school and a couple of private lessons a week and it's well over 4,000zl a month after tax and ZUS. Of course, that is a sum which can only dreamt of by people who try to make their living selling flashcards, scamming google and exploiting Poles.


wow, and what subject she teach may I ask?

btw. how ur polish wife react on ur obviouse antipolonism in most of ur posts.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		 Jul 17, 10, 20:47    #27
maybe she is fictional like everything else that he says.
HarryThreads: 62
Posts: 8,508
Joined: May 2, 07 ♂ [Suspended] 		 Jul 18, 10, 10:39    #28
zetigrek:
wow, and what subject she teach may I ask?

English and Russian (she's got two Magisters).

zetigrek:
how ur polish wife react on ur obviouse antipolonism in most of ur posts.

My wife doesn't say anything about anything: I don't have a wife. Before you start spouting off about what my posts contain, perhaps you might care to actually read what they say? I'm not anti-Polish: I'm anti-cretin. Mark Biernat isn't Polish but he is a lying cretin & that's why I'm against him.
milkyThreads: 10
Posts: 1,224
Joined: Oct 26, 09 ♀ 		 Jul 18, 10, 11:07    #29
Harry:
My wife doesn't say anything about anything

The perfect wife for you lol
SeanusThreads: 22
Posts: 30,158
Joined: Dec 25, 07 ♂ 		 Jul 18, 10, 20:26    #30
Now I know the inspiration for Fleetwood Mac's song 'Black Magic Woman'. Many non-declared voodoo experts :)

The average Pole really cannot have much in savings. Have you ever seen the trolley loads in Tesco? Ouch, they buy a lot.

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