Money transfer from Poland to England?

Good morning!

I'm trying to find the most cost efficient way of sending money from Poland to England. I don't have or know anybody who has a Natwest Welcome Account in England, so i cannot send any money through PKO. I would also rather avoid Western Union as I know it can be quite expensive.

Does anybody have any experience using other methods or companies? All advice welcomed.

Regards.

give it to me I am going there I can take for you

no joking

Western union mate that is what I do if is not too much cash anyway

The most cost effective way to do it is to send from a Euro-denominated account in Poland to a Euro-denominated account in the UK. If you do that, EU law requires that the banks charge as much as they would to make/receive a domestic transfer (i.e. free for most personal accounts).

Personally I haven't bothered to set up a Euro-denominated account in the UK so I just transfer from my Citibank account here. I think it's 1% (with a 20zl minimum) if you do it over the phone and less if you do it on the net. You can send money to any bank in the UK from a Citibank account, why you can't from PKO is a bit of a mystery to me!

You would incur two currency exchanges to do it that way though if you are trying to send PLN to GBP , you would have PLN to EUR and then EUR to GBP.

globalfx.com
Ive used this company for five years extremely professional and reliable. BTW if youre exchanging PLN - GBP best to initiate the transfer ASAP as the exchange rate today is the lowest for 5 years.

Probably not worth using them if the transfer is less than 10,000 PLN.

Still works out cheaper if you're sending a few hundred or less because the transfer is free.

I heard it was less than £10.00 via the post office. Give them a try.

Thanks for the information - i have check out a couple of western unions but they charged 80zł for sending 800zł plus their sell rate is just awful.

Does anybody know of anything less? I send this money everymonth and paying 80zł everytime is just throwing money away.

Even if its just a little less.

Thanks again:)

try worldpay.
that is the system that hsbc uses if i transfer money from uk to germany. charge is 9gbp...

another option cheaper than 80zl should be transfer via paypal. i calculated it once and the overall charge is around 9-10gbp as well...

I was reading a while ago about a cash card that you top up in the UK and then send a duplicate to Poland and then the person can draw the money out of a ATM here, but for the life of me I just cant find the info now. Anyone heard of this???