3500 Euro Gross in Poland for a family of 2 Adults and a kid, any good?

How much would it cost for a 2BHK Warsaw ?

Quote

2000 PLN will get you a one bedroom flat. (45 m2).
Subtract a third to get net pay.

Do you think this is a good offer for a IT Specialist in Poland?. Is it good enough for a family of 3 with a moderate life style ?

Is it good enough for a family of 3 with a moderate life style ?

3500 Euro after tax should net you around 2200 Euro = 8800PLN at current exchange rates. You won't save a lot but you'll live comfortably enough, with room to spare.

Is it good enough for a family of 3 with a moderate life style ?

Thank you for the reply. I think the rent is too high. I was looking more at a max of 2000 PLN. Do you think that the salary offer is worth for a freelance IT Specialist with a moderate life style ?.

No idea if it's a good offer without knowing what you're offering exactly - there's IT and IT.

3500 Euro after tax should net you around 2200 Euro = 8800PLN at current exchange rates. You won't save a lot but you'll live comfortably enough, with room to spare.

I think you would struggle, life's not cheap in Poland anymore, I'm paying 6-7 EUR for a mall foodcourt lunch each day in Warsaw. Have you thought about where you would send your kid to school ? International school fees in Warsaw are in the range of 20k USD per annum. Who are you going to be working for - Wipro?

Depends on what you want as moderate. There's no need to pay for underground parking garage, security for the building (Poland isn't unsafe - and while guarded estates are fashionable as hell at the minute, there's really no harm in living somewhere unguarded - probably the nicest estate in Poznan is unguarded, for instance - the guarded ones are horrible places to live - could be different in Warsaw, though).

I was told that the tax will be around 26%. Now I know its more than that.

All you do is set yourself up as a sole trader (pretty easy to do) and then invoice your employer.

So I should also collect info about kindergarten/Primary schooling too. Is it really that expensive for private schooling ? I had heard that education standard are good in Poland.

I agree. For me the only concern will be safety and not fashion. I don't want to spend too much on housing. What I would be looking for is a descent apartment in a friendly neighborhood. By moderate I mean I am not too much into nightlife/pubs/dance bar etc. Also I will be using public transport mostly. I have no plans of buying a car as of now. I intend to save some money for future. So basically what I am looking for is a descent life with some savings.

Alas, I think he's non-EU and non-American, so that route won't be open to him.

No it will not be more: it will actually be less than that. The problem is that you shouldn't listen to Poles who have no idea about earning that kind of money. All you do is set yourself up as a sole trader (pretty easy to do) and then invoice your employer. That way you pay 19% flat rate tax and ZUS (approximately 200zl per month for the first two years and approximately 700zl per month after that). This also means that you can deduct things like a percentage of your rent/bills as a business expense and your car, laptops, etc, etc as well.

On 14,000zl a month you will pay no more than 3,000zl total tax and ZUS. I certainly don't pay more!

Thank you for the clarification Harry. Is it only applicable for contract jobs or can we do the same for permanent jobs ? I mean, Is there any specific conditions to do that ?

How good is an offer of 3500 Euro Gross

I'm not in IT but have friends who are in Warsaw. Here is the range I know but other might give you other examples. At Warsaw University - 3000 PLN; writing code for private banks - about what you are offered. I would say the offer is good. A two bedroom flat will range from 2500-4000(garage, security) like Warszawski wrote. Say that you pay 3500 for housing, which is about a third of your net pay, and I would say you will do fine.

A captain in the police - 4500PLN.
An engineer with LOT- 3500 PLN.
A PKO bank manager- 4000 PLN.
Minimum wage- 1300 PLN.

Ah, you can get much cheaper than that - that's just the price for the "international schools" for rich spoiled kids of diplomats and suchlike. For someone such as yourself, there are plenty of decent schooling options available outside of that sector.

Shouldn't be a problem at all then - but I'd strongly recommend living somewhere along the metro line.

How much does a good english speaking Nursery/Pre-school cost ? I don't see much information over websites.

Its very high for a Polish IT developer, probably double or more a local's pay.

Thanks for the info. I was told that the company will be finding a house for me. I will check with them. They had told that they will take care of the relocation.